Most modern electrical panels from established manufacturers are safe and reliable, but a small number of older panel brands and models have well-documented safety concerns that electricians and home inspectors routinely flag. Here is what to know, from the licensed electricians at EZSMART, serving Toronto and the GTA.
The core issue with these older panel lines is not simply age, it is a documented pattern of breakers not performing their essential safety function reliably. A breaker that fails to trip when it should defeats the entire purpose of overcurrent protection, which is why these specific panels are commonly recommended for proactive replacement rather than repair, even if they appear to be functioning normally day to day.
Panel replacement should be performed by a licensed contractor, in accordance with Electrical Safety Authority standards.
How do I know if I have a Federal Pacific or Zinsco panel?
A licensed electrician can identify your panel’s brand and model quickly during an inspection, often from labeling inside the panel cover.
Do I need to replace my panel immediately if it is one of these brands?
It is generally recommended proactively rather than waiting for a symptom, given the documented reliability concerns with these specific panel lines.
Will my insurance company require me to replace it?
Some insurers specifically ask about panel brand and may require replacement or charge higher premiums for known problem panels. Policies vary, so it is worth checking directly.
Is it more expensive to replace a Federal Pacific or Zinsco panel than a normal upgrade?
Cost is generally similar to a standard panel upgrade, and a licensed electrician can provide an accurate quote after assessing your specific panel and wiring.
Not sure what brand your electrical panel is? EZSMART provides licensed panel inspections and replacements across Toronto and the GTA. Call 416-838-9006, and see what our customers say on our Google reviews page.
Electrician Since 2008 Journeyman Electrician Designated Master Electrician at EZSMART Corp
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